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eToro Inactivity Fee: What Changed in 2026

As of June 2026, eToro no longer charges an inactivity fee. The platform removed its monthly dormancy charge in 2026, having previously levied $10 per month on accounts left unused for 12 months or more. Dormant accounts are no longer penalised with a recurring fee, which is a meaningful change for buy-and-hold and occasional investors. Capital at risk.

Reviewed by Yaniv Barshaf · Fees verified June 2026 · Our methodology

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eToro has removed its inactivity fee

The headline is simple: as of June 2026, eToro does not charge an inactivity fee. This is a change from its earlier policy, so older guides and reviews describing a monthly charge are now out of date. For investors who buy and hold, dip in occasionally or step away from trading for a spell, this removes a recurring cost that previously nibbled at dormant balances. It also brings eToro into line with a number of commission-focused platforms that have dropped dormancy charges. If you have an eToro account you have not touched in a while, you no longer need to log in purely to avoid a fee — though keeping login details current and your account details up to date remains sensible for security and access.

What the fee used to be

Before its removal in 2026, eToro charged an inactivity fee of $10 per month, applied to accounts that had seen no login activity for 12 months. The charge was drawn from any remaining cash balance rather than from open positions, and it continued monthly while the account stayed dormant and held a balance. A single login was enough to reset the inactivity clock, so many users simply signed in periodically to avoid it. The 12-month grace period was relatively generous compared with some rivals that begin charging after just three months. With the fee now gone as of June 2026, this whole mechanism no longer applies, but it is worth understanding the history when reading older comparisons that still reference it.

What happens to dormant accounts now

With no inactivity fee as of June 2026, a dormant eToro account simply sits without accruing that recurring charge. Your positions and cash remain, subject to normal market movements and any other applicable costs such as overnight fees on leveraged CFD positions, which are separate from inactivity charges. It remains good practice to keep your contact and verification details current, since regulated brokers may need to reach you and lengthy dormancy can trigger account-review or verification steps under anti-money-laundering rules. If you plan a long break from investing, there is no longer a fee reason to log in, but do keep your credentials secure and watch for any official communications from the platform about your account status.

How rivals still compare

Not every broker has followed eToro in scrapping dormancy charges. As of June 2026, some platforms still levy inactivity fees that can erode an untouched balance. Plus500, for example, charges up to $10 per month after three months of inactivity, and AvaTrade applies around $50 per quarter after three months of no trading, followed by further administration charges on longer dormancy. Against that backdrop, eToro's decision to remove its fee is a genuine advantage for infrequent traders. When comparing brokers, check the inactivity policy specifically if you expect to hold rather than trade actively — a low headline spread means little if a dormancy charge quietly reduces your balance during quiet periods.

The bottom line

As of June 2026, eToro no longer charges an inactivity fee, a clear win for buy-and-hold and occasional investors compared with rivals like Plus500 and AvaTrade that still do. Older guides mentioning a $10 monthly charge are out of date.

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Frequently Asked Questions

Does eToro charge an inactivity fee in 2026?

No. As of June 2026, eToro does not charge an inactivity fee, having removed the charge in 2026. Previously it levied $10 per month on accounts inactive for 12 months. Dormant accounts are no longer penalised with a recurring dormancy fee.

What was eToro's old inactivity fee?

Before its removal in 2026, eToro charged $10 per month on accounts with no login activity for 12 months, drawn from any remaining cash balance. A single login reset the clock. This charge no longer applies as of June 2026.

What happens to a dormant eToro account now?

As of June 2026, a dormant account sits without an inactivity charge. Positions and cash remain, subject to normal market movements and any separate costs like overnight CFD fees. Keeping your contact and verification details current remains good practice under regulatory rules.

Do other brokers still charge inactivity fees?

Yes. As of June 2026, Plus500 charges up to $10 per month after three months of inactivity, and AvaTrade around $50 per quarter after three months idle. eToro's removal of its fee is an advantage for buy-and-hold or infrequent investors.