Revolut Trading Fees Explained: Commissions, Free Trades and When It Adds Up
Revolut charges 0.25% commission per stock trade (minimum around one dollar), falling to 0.12% on the Ultra plan, as of June 2026. Each plan includes one or more free trades a month, FX beyond your monthly allowance costs 0.5%, and there are no withdrawal or inactivity fees. Capital at risk.
Reviewed by Yaniv Barshaf · Fees verified June 2026 · Our methodology
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The headline commission: 0.25% per trade
On Revolut's standard pricing, buying or selling stocks costs 0.25% of the trade value, with a minimum charge of around one dollar per order, as of June 2026. So a 400 dollar trade costs about one dollar (the minimum), while a 2,000 dollar trade costs about five dollars in commission. On the top-tier Ultra plan the commission rate drops to 0.12%, roughly halving the percentage cost on larger trades. This is a percentage-plus-minimum model, which has two practical effects. First, very small trades are dominated by the minimum charge, making them proportionally expensive. Second, larger trades scale with the percentage, so the rate you pay matters more as trade size grows. Compared with dedicated zero-commission brokers, Revolut's per-trade cost is real and recurring, so it is worth understanding before you assume investing in the app is free. Capital at risk.
Free trades and how the plans work
Revolut softens the commission with a monthly allowance of free trades that depends on your subscription plan. Lower or free plans typically include a small number of free trades each month (for example, one), while higher-tier paid plans include more, and Ultra combines a larger allowance with the reduced 0.12% rate. Once you use up your monthly free trades, the standard commission applies to every additional trade. The plans therefore change the maths in two ways at once: they raise the number of trades you can make at no commission, and, at the top tier, they lower the rate you pay beyond the allowance. The catch is that higher plans carry their own monthly subscription cost, so the free trades and lower rates only pay off if you trade often enough, or use enough of the plan's other benefits, to justify the fee. Match the plan to how much you actually trade.
FX, withdrawals and inactivity
Currency conversion is the fee most people overlook. If you are buying US-listed shares from a sterling balance, your money must be converted, and Revolut gives you a monthly FX allowance that is free, after which conversions cost 0.5%, as of June 2026. Paid plans generally offer a larger or unlimited FX allowance, which can matter more than the trading commission for anyone regularly buying overseas shares. On the positive side, Revolut does not charge withdrawal fees or inactivity fees on its investing product, so simply holding a position or leaving the account idle costs you nothing directly. That is a genuine advantage over brokers that levy monthly inactivity charges. The overall cost of using Revolut therefore comes down to three moving parts: the per-trade commission, the FX fee beyond your allowance, and your plan's monthly subscription, if any. Capital at risk.
Worked example: 24 trades of 1,000 pounds a year
Suppose you make 24 trades a year, each worth 1,000 pounds, on Revolut's Standard plan. At 0.25%, each trade costs about 2.50 pounds in commission, so 24 trades cost roughly 60 pounds a year in commission, before counting the plan's monthly free trades, which would reduce that a little. If those trades involve converting currency beyond your free FX allowance, add 0.5% on the converted amount, which could add materially to the total. On a dedicated zero-commission broker, the same 24 trades would cost nothing in dealing commission, though you might still face an FX fee there too. The gap, very roughly 60 pounds a year plus any FX difference, is the price of Revolut's convenience for this pattern of trading. For a buy-and-hold investor making only a handful of trades a year and using their free-trade allowance, the difference shrinks dramatically. The more you trade, the more the commission adds up. Capital at risk.
When Revolut makes sense, and when it does not
Revolut's investing product makes most sense when convenience matters more than squeezing out the last basis point of cost. If you already use Revolut for everyday banking, want to buy the occasional share from within one app, and trade only now and then, the commission is small in absolute terms and the seamless experience is worth it. The absence of withdrawal and inactivity fees reinforces that casual-friendly profile. Where Revolut works less well is for frequent traders and cost-focused investors. If you place many trades a month, or regularly buy overseas shares that trigger FX fees, the 0.25% commission and 0.5% currency cost can meaningfully outweigh what you would pay on a dedicated zero-commission broker, even after any plan subscription. The honest summary: Revolut is a convenient generalist, not the cheapest specialist. Decide based on how often you trade and how much currency conversion you do. Capital at risk.
The bottom line
Revolut's trading fees are straightforward but not the cheapest. You pay 0.25% per trade (0.12% on Ultra), get a monthly allowance of free trades that scales with your plan, and pay 0.5% on currency conversion beyond your FX allowance, with no withdrawal or inactivity fees, as of June 2026. For occasional trades from within an app you already use, it is convenient and inexpensive in absolute terms. For frequent trading or regular overseas-share buying, a dedicated zero-commission broker will usually cost less. Match the choice, and the plan, to how often you actually trade. Capital at risk.
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Capital at risk. This is not financial advice. Investing involves risk of loss.
Frequently Asked Questions
How much does Revolut charge per trade?
Revolut charges 0.25% commission per stock trade, with a minimum of around one dollar per order, as of June 2026. On the Ultra plan the rate falls to 0.12%. Each plan also includes a monthly allowance of free trades before commission applies. Capital at risk.
Does Revolut give free trades?
Yes. Each plan includes one or more free trades a month, with higher-tier plans offering more. Once you use your monthly allowance, the standard commission applies to further trades. Whether the free trades justify a paid plan depends on how often you trade.
Are there FX fees on Revolut trading?
Yes, when your trade needs a currency conversion. You get a free monthly FX allowance; beyond it, conversions cost 0.5%, as of June 2026. Paid plans offer larger or unlimited FX allowances, which can matter more than commission for buyers of overseas shares.
Does Revolut charge withdrawal or inactivity fees?
No. Revolut's investing product has no withdrawal fees and no inactivity fees, as of June 2026, so holding a position or leaving the account idle costs nothing directly. Your main costs are the per-trade commission, any FX fee, and your plan's subscription.