Capital.com Review 2026
Capital.com is a CFD broker with tight spreads, no commission, and — unusually for the category — no inactivity or withdrawal fees. It is well-regulated and cheap to run for CFD traders, with a low $20 minimum deposit. As with all CFD brokers, you trade leveraged contracts on price movements rather than owning real shares.
Reviewed by the FeesWizard editorial team · Fees verified June 2026 · Our methodology
Best overall: Capital.com
Capital.com is one of the lower-cost CFD brokers thanks to tight spreads and no dormancy fees — but like all CFD platforms it is built for short-term trading, not long-term investing.
Get started with Capital.comCapital at risk. This is not financial advice. Investing involves risk of loss.
Fees
- stock Commission: No commission; cost is in the spread (from 0.6 pips on EUR/USD)
- withdrawal: Free
- inactivity: None
- conversion: 0.7% markup when trading a market in a non-base currency
- spread: Variable spreads on CFDs; overnight funding on held positions
Who Capital.com is best for
Capital.com suits cost-focused CFD traders who want tight spreads and no dormancy fees. It is not designed for long-term investors who want real share ownership and a buy-and-hold portfolio.
Capital.com fees in plain English
There is no commission — the cost is in the spread, from 0.6 pips on EUR/USD. There are no inactivity, deposit, or withdrawal fees. A 0.7% currency-conversion fee applies when you trade a market in a non-base currency, and positions held overnight incur overnight funding. The minimum deposit is just $20.
Safety and regulation
Capital.com is regulated by the FCA, CySEC, ASIC, and the SCB, and has operated since 2016. As with any broker, regulation addresses counterparty risk, not the market risk you take on trades.
Important: CFDs carry high risk
CFDs are leveraged and high-risk, and a large majority of retail CFD accounts lose money. Capital.com is for short-term trading, not long-term investing. Only trade with money you can afford to lose, and be sure you understand how leverage works.
Pros and cons
Capital.com
Pros
- +Tight spreads, no commission
- +No inactivity, deposit or withdrawal fees
- +Low $20 minimum deposit
- +Well-regulated across multiple jurisdictions
Cons
- −CFD-only — no real share ownership
- −Overnight funding on positions held overnight
- −0.7% currency conversion fee
Capital.com
Best for low-cost CFD trading with tight spreads
Capital at risk. This is not financial advice. Investing involves risk of loss.
Compare Capital.com head-to-head
Capital.com vs alternatives
| Feature | Capital.comCFD | eToro | XTB |
|---|---|---|---|
| Rating | 4.3 / 5 | 4.5 / 5 | 4.5 / 5 |
| Stock commission | No commission; cost is in the spread (from 0.6 pips on EUR/USD) | $1–$2 per stock trade (varies by country/exchange); ETFs 0% | 0% up to €100k monthly turnover, then 0.2% (min €10) |
| Withdrawal fee | Free | $5 per withdrawal on USD accounts ($30 min); free on GBP/EUR accounts | Free above €100 (some entities charge €10 below €100) |
| Inactivity fee | None | None (eToro removed the inactivity fee in 2026) | €10/month after 1 year inactive with no deposit in 90 days |
| Min deposit | $20 | $50 | $0 |
| Fractional shares | No | Yes | Yes |
| Demo account | Yes | Yes | Yes |
| Regulators | FCA, CySEC, ASIC, SCB | FCA, CySEC, ASIC | FCA, CySEC, KNF |
Frequently Asked Questions
Is Capital.com safe and legit?
Capital.com is regulated by FCA, CySEC, ASIC, SCB and has operated since 2016. All investing carries risk of loss.
What are Capital.com's fees?
Stock commission: No commission; cost is in the spread (from 0.6 pips on EUR/USD). Withdrawal: Free. Inactivity: None.
What is the minimum deposit for Capital.com?
The minimum deposit is $20.
Capital.com
Best for low-cost CFD trading with tight spreads
Capital at risk. This is not financial advice. Investing involves risk of loss.