Hargreaves Lansdown Review 2026
Hargreaves Lansdown is the largest investment platform in the UK, offering the widest fund range, strong research and well-regarded service. It repriced on 1 March 2026, cutting the account charge from 0.45% to 0.35% and capping the charge on shares at £12.50 a month. It remains a percentage-fee platform, so it is competitive for smaller portfolios of funds and expensive for large ones.
Reviewed by Yaniv Barshaf, CPA · Fees verified August 2026 · Our methodology
Disclosure: FeesWizard may earn a commission if you open an account through links on this page. This never affects our fee data or rankings — how we make money.
Our verdict on Hargreaves Lansdown
Hargreaves Lansdown: The UK's largest platform, with research to match its charges.
Visit the Hargreaves Lansdown website →We earn no commission from Hargreaves Lansdown.
Fees
- stock Commission: £6.95 per online share deal (£3.95 if you dealt 20+ times in the previous month); free via monthly direct debit
- withdrawal: Free to a linked UK bank account
- inactivity: None
- conversion: Tiered FX charge per deal: 0.99% on the first £10,000, 0.50% on the next £5,000, falling on larger deals
- spread: Account charge 0.35% on funds (tiered down above £250,000); 0.35% on shares, ETFs and investment trusts capped at £12.50/month
Wondering how your money is protected? Read what happens if a broker goes bust →
Our Hargreaves Lansdown score: 3.2/5
How this is calculated →Computed from the fee data on this page, not assigned by hand. Our commercial relationships are not an input.
- Cost (45% of the score)18/100
Averages 0.68% of the portfolio a year in charges across our three benchmark investors.
- Regulation & protection (20% of the score)75/100
Regulated by FCA. Tier-one regulators (FCA, BaFin, SEC and equivalents) carry the most weight.
- Market & account breadth (15% of the score)100/100
Covers 5 of the asset classes we price and 3 account types.
- Accessibility (10% of the score)70/100
Minimum deposit £100; no fractional shares; has mobile app.
- Fee transparency (10% of the score)100/100
Publishes a schedule complete enough to model every charge and charges no inactivity fee.
Pros and cons
Hargreaves Lansdown
Pros
- +Widest fund and investment-trust range in the UK
- +Strong in-house research and consistently rated service
- +Charge on shares and ETFs capped at £150 a year
- +Free regular investing by monthly direct debit
Cons
- −0.35% fund charge is still well above the cheapest platforms
- −£6.95 per share deal is expensive next to app-based brokers
- −0.99% FX charge on the first £10,000 of an overseas deal
Hargreaves Lansdown
The UK's largest platform, with research to match its charges
Visit the Hargreaves Lansdown website →We earn no commission from Hargreaves Lansdown. It is listed here because a fee comparison that leaves out the market leaders is not a fee comparison.
Hargreaves Lansdown vs alternatives
| Feature | Hargreaves Lansdown | Lightyear | InvestEngine |
|---|---|---|---|
| Rating | 3.2 / 5 | 5 / 5 | 4.6 / 5 |
| Stock commission | £6.95 per online share deal (£3.95 if you dealt 20+ times in the previous month); free via monthly direct debit | UK personal accounts (GIA and ISA): no execution fee on UK, US and European stocks or ETFs. EU accounts: GBP 1 per order on UK stocks, EUR 1 per order on EUR-denominated stocks, 0.1% on other European stocks, and 0.10% (min $0.10, max $1) on US stocks. ETFs are execution-fee-free on both. | £0 dealing commission on all ETFs (DIY portfolios); no platform fee |
| Withdrawal fee | Free to a linked UK bank account | Free by local bank transfer. USD wire payments are charged (up to $8.50 UK, $6.11 EU). | Free — no withdrawal fee |
| Inactivity fee | None | None | None |
| Min deposit | $100 | $0 | $100 |
| Fractional shares | No | Yes | Yes |
| Demo account | No | No | No |
| Regulators | FCA | FCA, EFSA | FCA |
Frequently Asked Questions
Is Hargreaves Lansdown safe and legit?
Hargreaves Lansdown is regulated by FCA and has operated since 1981. All investing carries risk of loss.
What are Hargreaves Lansdown's fees?
Stock commission: £6.95 per online share deal (£3.95 if you dealt 20+ times in the previous month); free via monthly direct debit. Withdrawal: Free to a linked UK bank account. Inactivity: None.
What is the minimum deposit for Hargreaves Lansdown?
The minimum deposit is $100.
Hargreaves Lansdown
The UK's largest platform, with research to match its charges
Visit the Hargreaves Lansdown website →We earn no commission from Hargreaves Lansdown. It is listed here because a fee comparison that leaves out the market leaders is not a fee comparison.