Plus500 Inactivity Fee: What It Is and How to Avoid It
Plus500 charges an Inactivity Fee of up to $10 per month once an account has gone three months without a single login. The fee is triggered by not logging in, not by an absence of trades, and simply logging back into your account resets the three-month clock and stops the charge (as of June 2026).
Reviewed by Yaniv Barshaf · Fees verified June 2026 · Our methodology
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Plus500: 80% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money.
Additional fees apply, including an Overnight Funding Fee, a Currency Conversion Fee, an Inactivity Fee, and a Guaranteed Stop Order (a wider spread is applied once used).
Plus500CY Ltd is authorized & regulated by CySEC (#250/14).
The exact fee and what triggers it
The Plus500 Inactivity Fee is up to $10 per month, and it becomes payable after three consecutive months in which you have not logged into your account. The important detail is that the trigger is logging in, not trading. You do not need to place a trade to keep the account active; you only need to log in. This is a friendlier condition than some rivals impose, because it means a cautious trader who is waiting for the right opportunity can keep their account fee-free simply by signing in periodically. The fee is deducted from the available balance in the account, so it only applies where there are funds to charge against.
Logging in resets the clock
The single most useful thing to know is that logging into your Plus500 account resets the inactivity timer. Each successful login restarts the three-month countdown, so the fee is entirely avoidable with minimal effort. If you know you will be away from active trading for a while, a brief login every couple of months is enough to keep the account in good standing and avoid any charge. Set yourself a recurring reminder if it helps. This design means the Inactivity Fee functions less as a cost of holding an account and more as a housekeeping charge on genuinely dormant accounts, and it is straightforward to sidestep for anyone paying even occasional attention.
How Plus500 compares with other brokers
Inactivity policies vary widely across CFD brokers. Capital.com charges no inactivity fee at all, making it the most lenient of this group for dormant accounts. AvaTrade is the strictest: it charges $50 per quarter after three months of inactivity, plus a further $100 per year administration fee once an account has been inactive for twelve months. Fortrade applies $10 per month after six months of inactivity. Against this backdrop, Plus500's up to $10 per month after three months without logging in sits in the middle: more forgiving than AvaTrade, less generous than Capital.com's zero fee, and triggered sooner than Fortrade but at the same monthly amount. The reset-on-login rule keeps it easy to avoid (as of June 2026).
The other Plus500 fees that apply
The Inactivity Fee is one of several charges to understand. Plus500 charges no commission, since its cost is contained in the spread, but additional fees apply. An Overnight Funding Fee is charged daily on any position held past the daily cut-off, at a rate that varies by instrument and is shown on the platform. A Currency Conversion Fee of up to 0.7% is applied to realised profit and loss when trading in a currency other than your account's base currency. A Guaranteed Stop Order is available to cap downside precisely, but once used a wider spread is applied to that position. Withdrawals are free, subject to frequency limits and minimums of $100 by bank transfer or $50 by e-wallet.
The bottom line
Plus500's Inactivity Fee of up to $10 per month after three months without logging in is genuinely easy to avoid, because any login resets the clock and no trading is required. It is far more forgiving than AvaTrade's $50 per quarter plus $100 annual admin fee, though Capital.com's zero-fee policy is friendlier still for dormant accounts. Factor it alongside the Overnight Funding Fee, the up to 0.7% Currency Conversion Fee, and the wider spread applied once a Guaranteed Stop Order is used. Remember that 80% of retail CFD accounts lose money. Plus500CY Ltd is authorized & regulated by CySEC (#250/14).
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Frequently Asked Questions
How much is the Plus500 inactivity fee?
Up to $10 per month, charged after three consecutive months in which you have not logged into your account. It is deducted from your available balance and only applies to genuinely dormant accounts that still hold funds (as of June 2026).
How do I avoid the Plus500 inactivity fee?
Simply log into your account. Each login resets the three-month inactivity clock, so you do not need to place a trade to stay fee-free. A brief sign-in every couple of months is enough to avoid the charge entirely.
Does Plus500 charge inactivity if I hold positions but don't trade?
The trigger is not logging in, not the absence of trades. As long as you log into your account within any three-month window, no inactivity fee applies, regardless of whether you have placed new trades in that period.
Which broker has the lowest inactivity fee?
Among these, Capital.com charges no inactivity fee at all. Plus500 charges up to $10/month after three months without logging in, Fortrade $10/month after six months, and AvaTrade $50/quarter after three months plus a $100/year admin fee after twelve months.