Plus500 Review 2026
Plus500 is a well-known, publicly listed CFD broker with a deliberately simple platform and tight spreads. It is CFD-only: you trade on price movements with leverage rather than owning real shares. That makes it a tool for short-term traders, not long-term investors. There are no commissions — costs sit in the spread — but the inactivity fee and currency-conversion charge are worth understanding before you start.
Reviewed by the FeesWizard editorial team · Fees verified June 2026 · Our methodology
Best overall: Plus500
Plus500 is a solid, simple choice for short-term CFD trading — but it is not an investing platform. If you want to own real shares and hold for the long term, look at eToro, Trading 212, or XTB instead.
Get started with Plus500Capital at risk. This is not financial advice. Investing involves risk of loss.
Fees
- stock Commission: No commission, cost is in the spread
- withdrawal: Free (limits on frequency)
- inactivity: Up to $10/month after 3 months without logging in
- conversion: Up to 0.7% currency conversion fee (applied to realised P&L)
- spread: Variable spreads on CFDs (main cost); overnight funding on held positions
Who Plus500 is best for
Plus500 suits short-term CFD traders who want a clean, no-clutter platform and tight spreads on major markets. It is the wrong choice if your goal is to buy and hold real shares for the long term — for that, a share-dealing platform such as eToro, Trading 212, or XTB is the right category.
Plus500 fees in plain English
There is no trading commission; the cost is built into the spread. Withdrawals are free (minimum $100 by bank transfer, $50 by e-wallet). A currency-conversion fee of up to 0.7% applies when your account and the instrument are in different currencies. The main thing to watch is the inactivity fee of up to $10/month after just three months without logging in — simply logging in resets it. Positions held overnight incur overnight funding charges.
Safety and regulation
Plus500 has operated since 2008 and is regulated by the FCA, CySEC, and ASIC, among others. Its parent company is publicly listed, which adds a layer of transparency. As always, regulation reduces counterparty risk but does not reduce market risk.
Important: CFDs carry high risk
CFDs are leveraged products, and a large majority of retail CFD accounts lose money. Plus500 is not a way to buy and hold shares or build a long-term portfolio — it is a short-term trading product. Only trade CFDs with money you can afford to lose, and make sure you understand leverage before you start.
How Plus500 compares on cost
Because Plus500 is spread-based, comparing its fees directly with commission-based share-dealing brokers is apples-to-oranges. Among CFD brokers it is competitive on spreads, though its three-month inactivity fee is more aggressive than rivals such as Capital.com. Our fee calculator flags CFD brokers separately so you compare like with like.
Pros and cons
Plus500
Pros
- +Clean, simple trading interface
- +Tight spreads on major instruments
- +Strong regulation
- +Free demo account
Cons
- −CFDs only — no real share ownership
- −Inactivity fee after just 3 months
- −Not suited for buy-and-hold investing
Plus500
Best for CFD trading with a simple interface
Capital at risk. This is not financial advice. Investing involves risk of loss.
Compare Plus500 head-to-head
Plus500 vs alternatives
| Feature | Plus500CFD | Capital.comCFD | AvaTradeCFD |
|---|---|---|---|
| Rating | 4.1 / 5 | 4.3 / 5 | 4.2 / 5 |
| Stock commission | No commission, cost is in the spread | No commission; cost is in the spread (from 0.6 pips on EUR/USD) | No commission; cost is in the spread (from 0.9 pips on EUR/USD) |
| Withdrawal fee | Free (limits on frequency) | Free | Free |
| Inactivity fee | Up to $10/month after 3 months without logging in | None | $10/quarter after 3 months idle, plus $100/year administration fee after 12 months |
| Min deposit | $100 | $20 | $100 |
| Fractional shares | No | No | No |
| Demo account | Yes | Yes | Yes |
| Regulators | FCA, CySEC, ASIC | FCA, CySEC, ASIC, SCB | Central Bank of Ireland, ASIC, FSCA |
Frequently Asked Questions
Is Plus500 safe and legit?
Plus500 is regulated by FCA, CySEC, ASIC and has operated since 2008. All investing carries risk of loss.
What are Plus500's fees?
Stock commission: No commission, cost is in the spread. Withdrawal: Free (limits on frequency). Inactivity: Up to $10/month after 3 months without logging in.
What is the minimum deposit for Plus500?
The minimum deposit is $100.
Plus500
Best for CFD trading with a simple interface
Capital at risk. This is not financial advice. Investing involves risk of loss.