Plus500 Review 2026

Fees

• stock Commission: No commission, cost is in the spread
• withdrawal: Free — Plus500 charges no deposit or withdrawal fees; your own bank or card issuer may charge on international transfers or unsupported-currency conversions
• inactivity: Up to $10/month after 3 months without logging in
• conversion: Up to 0.7% currency conversion fee (applied to realised P&L)
• overnight Funding: Overnight funding fee applies to positions held overnight
• guaranteed Stop: Guaranteed Stop Order available; a wider spread is applied once used
• spread: Variable spreads on CFDs (main cost); overnight funding on held positions

Want to avoid this charge? See brokers with no inactivity fee →

Wondering how your money is protected? Read what happens if a broker goes bust →

Who Plus500 is best for

Plus500 suits short-term CFD traders who want a user-friendly, uncluttered platform and tight spreads on major markets. Note that CFD trading itself is complex and high-risk regardless of how usable the platform is. It is the wrong choice if your goal is to buy and hold real shares for the long term — for that, a share-dealing platform such as eToro, Trading 212, or XTB is the right category.

Plus500 fees in plain English

There is no trading commission; the cost is built into the spread. Deposits and withdrawals are free — Plus500 charges nothing to move money in or out, though your own bank or card issuer may add a charge on international transfers or where a currency it does not support has to be converted. A currency-conversion fee of up to 0.7% applies when your account and the instrument are in different currencies. The main thing to watch is the inactivity fee of up to $10/month after just three months without logging in — simply logging in resets it. Positions held overnight incur overnight funding charges.

Safety and regulation

Plus500 has operated since 2008 and is regulated by the FCA, CySEC, and ASIC, among others. Its parent company is publicly listed, which adds a layer of transparency. As always, regulation reduces counterparty risk but does not reduce market risk.

Important: CFDs carry high risk

CFDs are leveraged products: 81% of retail CFD accounts lose money. Plus500 is not a way to buy and hold shares or build a long-term portfolio — it is a short-term trading product. Only trade CFDs with money you can afford to lose, and make sure you understand leverage before you start.

How Plus500 compares on cost

Because Plus500 is spread-based, comparing its fees directly with commission-based share-dealing brokers is apples-to-oranges. Among CFD brokers it is competitive on spreads, though its three-month inactivity fee is more aggressive than rivals such as Capital.com. Our fee calculator flags CFD brokers separately so you compare like with like.