Plus500 vs eToro: Which Is Better in 2026?
Choosing between Plus500 and eToro? Here is the short answer, then the full breakdown on fees, features, and who each one is best for.
Reviewed by Yaniv Barshaf, CPA · Fees verified August 2026 · Our methodology
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Plus500: 81% of retail CFD accounts lose money.
Additional fees apply, including an Overnight Funding Fee, a Currency Conversion Fee, an Inactivity Fee, and a Guaranteed Stop Order (a wider spread is applied once used).
Plus500CY Ltd is authorized & regulated by CySEC (#250/14).
Best overall: eToro
These two suit different goals, so the real question is what you want to do. eToro lets you own real shares and copy other investors, at a cost of $1–$2 per stock trade plus a ~0.75% FX fee. Plus500 is purely CFDs — leveraged, spread-based contracts with no share ownership and an inactivity fee after just three months. CFD trading is complex and high-risk. For buying and holding real investments, eToro is the right category. For short-term CFD trading on a user-friendly platform, Plus500. This is not a like-for-like price race.
- Best for beginners: eToro
- Best for low fees: eToro
- Best for advanced: eToro
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk. 50% of retail CFD accounts lose money.
Plus500 vs eToro at a glance
| Feature | Plus500CFD | eToro |
|---|---|---|
| Rating | 3.6 / 5 | 4.6 / 5 |
| Stock commission | No commission, cost is in the spread | $1–$2 per side on stock positions (charged on opening and on closing, varies by country of residence); ETFs 0% |
| Withdrawal fee | Free — Plus500 charges no deposit or withdrawal fees; your own bank or card issuer may charge on international transfers or unsupported-currency conversions | $5 per withdrawal on USD accounts ($30 min); free on GBP/EUR accounts |
| Inactivity fee | Up to $10/month after 3 months without logging in | None (eToro removed the inactivity fee in 2026) |
| Min deposit | $100 | $50 |
| Fractional shares | No | Yes |
| Demo account | Yes | Yes |
| Regulators | FCA, CySEC, ASIC | FCA, CySEC, ASIC |
Pros and cons
Plus500
Pros
- +User-friendly trading platform
- +Tight spreads on major instruments
- +Strong regulation
- +Free demo account
Cons
- −CFDs only — no real share ownership
- −Inactivity fee after just 3 months
- −Not suited for buy-and-hold investing
eToro
Pros
- +Zero-commission ETF investing
- +Industry-leading copy trading (CopyTrader)
- +Very easy onboarding for beginners
- +Regulated in multiple jurisdictions
Cons
- −$5 withdrawal fee
- −Currency conversion costs for non-USD accounts
- −Limited tools for advanced traders
eToro
Best for beginners and social/copy trading
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk. 50% of retail CFD accounts lose money.
Frequently Asked Questions
Is Plus500 or eToro cheaper?
Plus500 charges Free — Plus500 charges no deposit or withdrawal fees; your own bank or card issuer may charge on international transfers or unsupported-currency conversions for withdrawals, while eToro charges $5 per withdrawal on USD accounts ($30 min); free on GBP/EUR accounts. Stock commission is No commission, cost is in the spread on Plus500 and $1–$2 per side on stock positions (charged on opening and on closing, varies by country of residence); ETFs 0% on eToro. Your real cost depends on how often you trade and withdraw.
Is Plus500 safe?
Plus500 is regulated by FCA, CySEC, ASIC. Regulation does not remove investment risk, but it means client funds are subject to oversight in those jurisdictions.
Which is better for beginners, Plus500 or eToro?
eToro is generally the more beginner-friendly option thanks to a simpler interface and lower barriers to entry.
eToro
Best for beginners and social/copy trading
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk. 50% of retail CFD accounts lose money.