AvaTrade vs Plus500: Which Is Better in 2026?
Choosing between AvaTrade and Plus500? Here is the short answer, then the full breakdown on fees, features, and who each one is best for.
Reviewed by Yaniv Barshaf, CPA · Fees verified 12 October 2026 · Our methodology
Disclosure: FeesWizard may earn a commission if you open an account through links on this page. This never affects our fee data or rankings — how we make money.
Risk warning: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. The majority of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Plus500: 76% of retail CFD accounts lose money.
Additional fees apply, including an Overnight Funding Fee, a Currency Conversion Fee, an Inactivity Fee, and a Guaranteed Stop Order (a wider spread is applied once used).
Plus500CY Ltd is authorized & regulated by CySEC (#250/14).
Best overall: Plus500
These two are a like-for-like CFD and forex comparison — neither lets you own real shares, and CFD trading is a complex, high-risk activity on either. Plus500 offers its own user-friendly platform and tight spreads, but charges an inactivity fee after just three months. AvaTrade offers a choice of platforms including MT4 and MT5, plus copy trading, but adds a quarterly inactivity fee plus a $100 annual administration fee. For the platform's ease of use and gentler dormancy terms, Plus500; for platform choice and tools, AvaTrade.
- Lower minimum deposit: AvaTrade
76% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money.
AvaTrade vs Plus500 at a glance
| Feature | AvaTradeCFD | Plus500CFD |
|---|---|---|
| Rating | 3.2 / 5 | 3.6 / 5 |
| Stock commission | No commission; cost is in the spread (from 0.9 pips on EUR/USD) | No commission, cost is in the spread |
| Withdrawal fee | Free | Free — Plus500 charges no deposit or withdrawal fees; your own bank or card issuer may charge on international transfers or unsupported-currency conversions |
| Inactivity fee | USD 50 a quarter (EUR 50 / GBP 50, by account currency) after three consecutive months of non-use, and every successive quarter, plus an annual administration fee of USD 100 / EUR 100 / GBP 100 after twelve consecutive months | Up to $10/month after 3 months without logging in |
| Min deposit | $100, €100 or £100 depending on your account currency | set per payment method, shown in the platform's Funds Management screen (Plus500 publishes no single figure) |
| Fractional shares | No | No |
| Demo account | Yes | Yes |
| Regulators | Central Bank of Ireland, ASIC, FSCA | FCA, CySEC, ASIC |
Pros and cons
AvaTrade
Pros
- +Published spread tables for every instrument
- +Multi-regulated, long track record
- +Straightforward AvaTradeGO mobile app
- +Free withdrawals
Cons
- −CFD/forex only — no real share ownership
- −Inactivity fee after just 3 months
- −$100 annual administration fee after 12 months idle
Plus500
Pros
- +User-friendly trading platform
- +Tight spreads on major instruments
- +Strong regulation
- +Free demo account
Cons
- −CFDs only — no real share ownership
- −Inactivity fee after just 3 months
- −Not suited for buy-and-hold investing
Plus500
Best for CFD trading with a user-friendly platform
76% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money.
Frequently Asked Questions
Is AvaTrade or Plus500 cheaper?
Withdrawals: AvaTrade — Free; Plus500 — Free — Plus500 charges no deposit or withdrawal fees; your own bank or card issuer may charge on international transfers or unsupported-currency conversions. Trading commission: AvaTrade — No commission; cost is in the spread (from 0.9 pips on EUR/USD); Plus500 — No commission, cost is in the spread. Your real cost depends on how often you trade and withdraw.
Is AvaTrade safe?
AvaTrade is regulated by Central Bank of Ireland, ASIC, FSCA. Regulation does not remove investment risk, but it means client funds are subject to oversight in those jurisdictions.
Are AvaTrade and Plus500 suitable for beginners?
Both are CFD brokers. CFDs are complex, leveraged products and the majority of retail accounts lose money trading them, so neither is a sensible starting point for a beginner, however simple the app. If you are new to investing, a share-dealing platform where you own the underlying shares is the usual place to start. Only trade CFDs with money you can afford to lose.
Plus500
Best for CFD trading with a user-friendly platform
76% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money.