AvaTrade vs Plus500: Which Is Better in 2026?
Choosing between AvaTrade and Plus500? Here is the short answer, then the full breakdown on fees, features, and who each one is best for.
Reviewed by Yaniv Barshaf, CPA · Fees verified August 2026 · Our methodology
Disclosure: FeesWizard may earn a commission if you open an account through links on this page. This never affects our fee data or rankings — how we make money.
Plus500: 81% of retail CFD accounts lose money.
Additional fees apply, including an Overnight Funding Fee, a Currency Conversion Fee, an Inactivity Fee, and a Guaranteed Stop Order (a wider spread is applied once used).
Plus500CY Ltd is authorized & regulated by CySEC (#250/14).
Best overall: Plus500
These two are a like-for-like CFD and forex comparison — neither lets you own real shares, and CFD trading is a complex, high-risk activity on either. Plus500 offers its own user-friendly platform and tight spreads, but charges an inactivity fee after just three months. AvaTrade offers fixed spreads, a choice of platforms including MT4 and MT5, and copy trading, but adds a quarterly inactivity fee plus a $100 annual administration fee. For the platform's ease of use and gentler dormancy terms, Plus500; for platform choice and tools, AvaTrade.
- Best for beginners: AvaTrade
- Best for low fees: AvaTrade
- Best for advanced: Plus500
81% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money.
AvaTrade vs Plus500 at a glance
| Feature | AvaTradeCFD | Plus500CFD |
|---|---|---|
| Rating | 3.2 / 5 | 3.6 / 5 |
| Stock commission | No commission; cost is in the spread (from 0.9 pips on EUR/USD) | No commission, cost is in the spread |
| Withdrawal fee | Free | Free — Plus500 charges no deposit or withdrawal fees; your own bank or card issuer may charge on international transfers or unsupported-currency conversions |
| Inactivity fee | $50/quarter after 3 months idle, plus $100/year administration fee after 12 months | Up to $10/month after 3 months without logging in |
| Min deposit | $100 | $100 |
| Fractional shares | No | No |
| Demo account | Yes | Yes |
| Regulators | Central Bank of Ireland, ASIC, FSCA | FCA, CySEC, ASIC |
Pros and cons
AvaTrade
Pros
- +Fixed spreads and transparent pricing
- +Multi-regulated, long track record
- +Beginner-friendly AvaTradeGO app
- +Free withdrawals
Cons
- −CFD/forex only — no real share ownership
- −Inactivity fee after just 3 months
- −$100 annual administration fee after 12 months idle
Plus500
Pros
- +User-friendly trading platform
- +Tight spreads on major instruments
- +Strong regulation
- +Free demo account
Cons
- −CFDs only — no real share ownership
- −Inactivity fee after just 3 months
- −Not suited for buy-and-hold investing
Plus500
Best for CFD trading with a user-friendly platform
81% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money.
Frequently Asked Questions
Is AvaTrade or Plus500 cheaper?
AvaTrade charges Free for withdrawals, while Plus500 charges Free — Plus500 charges no deposit or withdrawal fees; your own bank or card issuer may charge on international transfers or unsupported-currency conversions. Stock commission is No commission; cost is in the spread (from 0.9 pips on EUR/USD) on AvaTrade and No commission, cost is in the spread on Plus500. Your real cost depends on how often you trade and withdraw.
Is AvaTrade safe?
AvaTrade is regulated by Central Bank of Ireland, ASIC, FSCA. Regulation does not remove investment risk, but it means client funds are subject to oversight in those jurisdictions.
Which is better for beginners, AvaTrade or Plus500?
AvaTrade is generally the more beginner-friendly option thanks to a simpler interface and lower barriers to entry.
Plus500
Best for CFD trading with a user-friendly platform
81% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money.