Scalable Capital Review 2026

Fees

• Stock commission: Price depends on the venue. European Investor Exchange (EIX) — FREE Broker: €0.99 per trade, or €0 on purchases of €250 or more in PRIME ETFs (Amundi, iShares, Vanguard, Xtrackers); PRIME+ Broker (€4.99/mo): €0 per trade from €250, else €0.99. Xetra and gettex: €1.99 flat per order on both plans, PRIME ETFs included, with no free-trade threshold and trading-venue fees waived. EIX is the only venue where the €0.99 and free-above-€250 pricing still applies
• Withdrawal: Free to a linked bank account
• Inactivity: None
• Currency conversion: Euro-based trading via the European Investor Exchange, gettex and Xetra; instant deposits cost 0.99% (FREE) / 0.69% (PRIME+), charged only on the first €5,000 — every euro above that is free
• Custody and spreads: Free ETF savings-plan executions from €1; market spreads apply, plus a 0.99% (FREE) / 0.69% (PRIME+) spread surcharge on crypto ETPs

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Who Scalable Capital is best for

Scalable Capital suits eurozone investors who want a choice between pay-per-trade and an all-you-can-trade flat rate. The FREE Broker fits occasional investors and savings-plan users; the €4.99/month PRIME+ Broker rewards frequent traders who would otherwise rack up €0.99 charges. It is a weaker fit for UK investors (no UK availability or ISA), and for anyone who trades away from EIX: both gettex and Xetra cost €1.99 per order on either plan. That was a cut for Xetra traders and a rise for the many customers who defaulted to gettex, where orders used to cost €0.99 or nothing at all above €250 until the change took effect on 1 September 2026.

Scalable Capital fees in plain English

On the FREE Broker you pay €0.99 per trade, but purchases of €250 or more in PRIME ETFs (from providers such as iShares, Vanguard, Xtrackers and Amundi) are free. The PRIME+ Broker costs €4.99 a month and drops per-trade commission to €0 on trades of €250 or more. Those terms apply on the European Investor Exchange only. ETF savings-plan executions are free on every plan, from €1, and there is no custody fee, no withdrawal fee and no inactivity fee. Two things to watch. First, the venue: a gettex or Xetra order costs €1.99 flat on either plan, PRIME ETFs included and with no free-trade threshold. EIX kept its old pricing through the 1 September 2026 change, so keeping your orders there is what preserves the €0.99 and free-above-€250 deal. Second, instant deposits carry a 0.99% (FREE) or 0.69% (PRIME+) charge on the first €5,000 — every euro above that is free — so an ordinary bank transfer avoids it entirely. Crypto ETPs also carry a spread surcharge at those same rates.

Safety and regulation

Scalable Capital's brokerage is provided through a BaFin-regulated setup with Baader Bank as the custodian bank, and cash benefits from the German €100,000 statutory deposit protection. The firm has operated since 2014. Regulation and deposit protection address firm failure, not the market risk you take on your investments.

How Scalable Capital compares on cost

The decision between Scalable and Trade Republic usually comes down to how you trade: Trade Republic's flat €1 is marginally simpler, but Scalable's PRIME+ flat rate wins for high-frequency traders, and its free €250+ Prime ETF purchases can beat everyone for lump-sum ETF buyers. Against DEGIRO, Scalable is simpler but DEGIRO's Core Selection can be cheaper for pure ETF investors. Our fee calculator turns your habits into an annual figure.