Revolut vs Trading 212: Which Is Better in 2026?
Choosing between Revolut and Trading 212? Here is the short answer, then the full breakdown on fees, features, and who each one is best for.
Reviewed by the FeesWizard editorial team · Fees verified June 2026 · Our methodology
Best overall: Trading 212
If you are actually investing rather than dabbling, Trading 212 is clearly cheaper: 0% commission and a 0.15% FX fee versus Revolut's 0.25% per-trade charge and 0.5% FX after its monthly allowance. Revolut only makes sense if you already live inside its banking app and trade rarely, leaning on the one free trade per month. For anyone investing regularly, Trading 212 wins on cost; Revolut wins only on convenience.
- Best for beginners: Revolut
- Best for low fees: Revolut
- Best for advanced: Trading 212
Capital at risk. This is not financial advice. Investing involves risk of loss.
Revolut vs Trading 212 at a glance
| Feature | Revolut | Trading 212 |
|---|---|---|
| Rating | 3.9 / 5 | 4.4 / 5 |
| Stock commission | 0.25% per trade (min ~$1), 0.12% on Ultra; 1+ free trades/month by plan | 0% |
| Withdrawal fee | Free | Free |
| Inactivity fee | None | None |
| Min deposit | $0 | $1 |
| Fractional shares | Yes | Yes |
| Demo account | No | Yes |
| Regulators | FCA, CySEC | FCA, CySEC |
Pros and cons
Revolut
Pros
- +Investing integrated with banking app
- +No withdrawal or inactivity fees
- +Fractional shares, low entry barrier
- +Free trade allowance each month
Cons
- −0.25% per-trade commission adds up for active investors
- −Limited research and product range
- −Best value only on paid plans
Trading 212
Pros
- +Truly commission-free, no withdrawal fee
- +Low 0.15% FX fee
- +Stocks & Shares ISA for UK investors
- +Fractional shares from £1
Cons
- −Fewer markets than Interactive Brokers
- −No advanced research tools
- −Account approval can be selective
Trading 212
Best for low fees and UK investors
Capital at risk. This is not financial advice. Investing involves risk of loss.
Frequently Asked Questions
Is Revolut or Trading 212 cheaper?
Revolut charges Free for withdrawals, while Trading 212 charges Free. Stock commission is 0.25% per trade (min ~$1), 0.12% on Ultra; 1+ free trades/month by plan on Revolut and 0% on Trading 212. Your real cost depends on how often you trade and withdraw.
Is Revolut safe?
Revolut is regulated by FCA, CySEC. Regulation does not remove investment risk, but it means client funds are subject to oversight in those jurisdictions.
Which is better for beginners, Revolut or Trading 212?
Revolut is generally the more beginner-friendly option thanks to a simpler interface and lower barriers to entry.
Trading 212
Best for low fees and UK investors
Capital at risk. This is not financial advice. Investing involves risk of loss.