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Best Investment Platforms Netherlands (2026)

Reviewed by Yaniv Barshaf, CPA · Fees verified 21 September 2026 · Our methodology

Disclosure: FeesWizard may earn a commission if you open an account through links on this page. This never affects our fee data or rankings — how we make money.

Dutch investors are well served: DEGIRO is a domestic broker with some of the lowest dealing costs in Europe, and the major euro neobrokers all accept Dutch residents. Almost none charges a percentage custody fee, so the comparison comes down to per-order costs, currency conversion and — a detail specific to the Netherlands — the annual exchange connectivity charge DEGIRO levies for each foreign exchange you trade on. The bigger cost for many Dutch investors is not the broker at all but Box 3 tax, which is charged on the value of your assets rather than on what you earn from them.

What will each broker actually cost you?

Enter the portfolio you actually hold. We calculate every charge — dealing commission, platform and custody fees, subscriptions, FX, dividend and withdrawal fees — and rank the brokers by what you would really pay.

What kind of investor are you?
Portfolio size

On a €10,000 portfolio with 12 trades a year, the cheapest option is Trading 212 at €1.50/year. The most expensive charges €43/year.

Choosing the cheapest saves €41 a year — and €205 over five years, once you account for the growth those fees never earned.

Estimated annual cost by broker for the selected investor profile
BrokerPlanPer yearOver 5 yearsActions
Trading 212CheapestInvest account€1.50€8.29
LightyearEU account€3.50€19
XTBXTB account€5.00€28
RevolutStandard plan€5.00€28
Scalable CapitalFREE Broker€12€59
Trade RepublicTrade Republic account€12€60
eToroeToro account€12€65
DEGIRODEGIRO Basic (Netherlands)€41€206
Interactive Brokers(we earn nothing from this platform)IBKR Fixed pricing€43€213

What five years of fees adds up to

Includes the growth those fees would have earned had they stayed invested.

  • Trading 212€8.29
  • Lightyear€19
  • XTB€28
  • Revolut€28
  • Scalable Capital€59

Estimates only, based on each broker's published fee schedule as verified on 21 September 2026. Fund ongoing charges are shown separately because they are paid to the fund manager and are the same whichever broker you use. Fees quoted in another currency are converted at a fixed reference rate so that every figure on this site is reproducible. See our methodology. Capital at risk. This is not financial advice. Investing involves risk of loss.

The platforms that matter in the Netherlands

Every platform below is included on merit, not on whether we earn from it. Where we earn nothing, we say so on the row.

Investment platforms available in the Netherlands, with headline charges
PlatformOngoing chargeDealingFXBest for
DEGIRONoneCommission plus a EUR 1 handling fee per trade: EUR 2 total on US and Canadian exchanges, EUR 4.90 on London and on any European exchange outside your own country, EUR 6 on Australia, Frankfurt, Hong Kong, Singapore and Tokyo. ETFs EUR 3, or EUR 1 handling only for the Core Selection (the ETFs listed on Tradegate). Your domestic market is priced separately and the discount is not the same everywhere: Euronext Milan, Bolsa de Madrid and Euronext Paris all cost EUR 2 on their national schedules, Euronext Amsterdam and Brussels EUR 3 on the Dutch one and Euronext Dublin EUR 3 on the Irish one, Nasdaq Stockholm SEK 20 all-in on the Swedish one, while the German schedule gives XETRA no discount at all and charges the full EUR 4.900.25%Best low-cost broker for buy-and-hold ETF investors in the EU
Trade RepublicNone€1 flat per trade (Best Price execution)NoneBest €1-flat neobroker for low-cost investing in the eurozone
Scalable CapitalNonePrice depends on the venue. European Investor Exchange (EIX) — FREE Broker: €0.99 per trade, or €0 on purchases of €250 or more in PRIME ETFs (Amundi, iShares, Vanguard, Xtrackers)NoneBest broker with a free savings-plan tier and an optional flat-rate plan
Interactive BrokersNo affiliate relationshipNoneUK shares 0.05% of trade value, minimum £30.03%The cheapest FX and the widest market access, for confident investors
LightyearNoneUK personal accounts (GIA and ISA): no execution fee on UK, US and European stocks or ETFs. EU accounts: GBP 1 per order on UK stocks, EUR 1 per order on EUR-denominated stocks, 0.1% on other European stocks, and 0.10% (min $0.10, max $1) on US stocks. ETFs are execution-fee-free on both.0.1%Best low-FX investing app for the UK and EU
Trading 212None0%0.15%Best for low fees and UK investors
XTBNone0% up to €100k monthly turnover, then 0.2% (min €10)0.5%Best for low-cost stock and ETF investing in the EU/UK
eToroNone$1–$2 per side on stock positions (charged on opening and on closing, varies by country of residence)0.75%Best for beginners and social/copy trading
Fees last verified 21 September 2026against each provider's published schedule — see every source and who checked it

We read each provider's own published charges page rather than relying on third-party summaries. If you find a figure that is out of date, tell us and we will correct it.

Box 3 (vermogensrendementsheffing)

The Netherlands has no tax-free investment account comparable to an ISA. Instead, investments sit in Box 3 and are taxed on an assumed return applied to your net assets above a tax-free threshold, rather than on your realised gains. The system has been repeatedly revised following Supreme Court rulings, and both the assumed return and the threshold are set annually, so check the current figures with the Belastingdienst before you plan around them. The practical consequence for broker choice is straightforward: because the tax is levied on assets rather than income, every euro of avoidable broker cost is a euro of capital that the tax will be charged on next year too.

Regulation and protection in the Netherlands

Platforms serving Dutch investors are supervised by the Autoriteit Financiële Markten (AFM) and De Nederlandsche Bank (DNB). Securities are held separately from a broker's own assets, so they remain yours if the firm fails. Cash held at a Dutch bank is covered by the deposit guarantee scheme up to €100,000 per person per institution. Brokers based elsewhere in the EU operate under their home regulator and its own investor compensation scheme.

What happens if your broker goes bust →

The words Dutch investors need to know

Aansluitingskosten
DEGIRO's annual connectivity charge, around €2.50 per foreign exchange you trade on. Your home exchange is typically excluded.
Transactiekosten
Dealing costs per order — the main variable between Dutch brokers.
Box 3
The part of Dutch income tax that covers savings and investments, charged on assets rather than realised returns.
Dividendbelasting
15% Dutch dividend withholding tax, generally creditable against your income tax liability.

Ready to open an account?

DEGIRO is one of the lower-cost options for Dutch investors — best low-cost broker for buy-and-hold etf investors in the eu. Run your own numbers in the calculator above before you commit.

Visit DEGIRO

Capital at risk. This is not financial advice. Investing involves risk of loss.

Frequently Asked Questions

Which broker is cheapest for Dutch investors?

For most buy-and-hold ETF investors, DEGIRO and Trade Republic are the cheapest realistic options: roughly €1 per order, no percentage custody fee and free withdrawals. DEGIRO's Core Selection ETFs cut dealing costs further, though its per-exchange connectivity fee counts against it if you trade on several foreign markets. Interactive Brokers wins for anyone converting significant sums into dollars, because its 0.03% FX charge is far below the 0.25% to 0.5% the neobrokers charge.

Does the broker I choose affect my Box 3 tax?

Not directly — Box 3 is charged on the value of your assets regardless of where you hold them. Indirectly it matters a great deal: broker fees reduce your capital, and lower capital compounds into a smaller portfolio year after year. Dutch brokers also report your holdings to the Belastingdienst so your tax return is pre-filled, which foreign brokers do not.

Is DEGIRO still Dutch?

DEGIRO is headquartered in Amsterdam and is part of the German group flatexDEGIRO. Dutch clients are served under EU regulation with securities held separately from the firm's own assets. It remains the most widely used broker in the Netherlands.

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